The successful candidate will be part of a small, dynamic team. They will independently make decisions on moderately complex credit applications for asset finance proposals, working within the Company’s credit guidelines, policies, and procedures. They will support and maintain strong dealer and partner relationships and may assist with coaching and guiding junior colleagues. Occasional customer and dealer visits will be required.

Major Duties:

* Credit Evaluation: Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength and profitability.
* Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite.
* Portfolio Management: Manage and review credit lines that fall within local authority limits, including processing renewals, monitoring customer performance, and authorising additional transactions within mandate.

* Customer Communication: Conduct customer visits to clarify financial queries, understand business needs, and strengthen relationships
* Dealer Support: Promote asset finance products, systems, and marketing initiatives to dealers and other stakeholders. Provide guidance to help dealers and area sales teams improve the quality and structure of proposal submissions.

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